Health Insurance
Your choice, your health cover, your peace of mind abroad.
Get the right student health insurance while studying abroad
We connect you with trusted student healthcare plans for peace of mind. Focus on your studies while we help guide your healthcare choices.
Note: Overseas Student Health Cover (OSHC) is mandatory for all international students in Australia. You need OSHC before applying for your Student Visa.
Why do I need OSHC?
OSHC helps cover you for medical expenses while you're studying abroad. For some countries, you will need health insurance before you can apply for your Student Visa.
Apply online
Apply online to get a policy confirmation in just a few minutes. Or if you need extra help, ask an Edvance counsellor to organise your health insurance with you.
Overview
Overseas Student Health Cover (OSHC) is mandatory for all international students studying in Australia. OSHC helps cover medical expenses including doctor visits, hospital stays, emergency ambulance services, and prescription medications. You must have OSHC before applying for your Australian Student Visa. We partner with registered health funds including Bupa, Allianz Care, Medibank, nib, and ahm to help you find the right coverage for your needs.
Benefits
100% coverage of Medicare Benefits Schedule (MBS) fees for medical services
Hospital accommodation and surgery costs covered
Prescription medications listed on Pharmaceutical Benefits Scheme (PBS)
Unlimited emergency ambulance services
Mental health support and counseling services
Compliance with Australian Student Visa requirements
24/7 multilingual support hotlines
Access to large networks of hospitals and doctors
How It Works
Compare OSHC providers (Bupa, Allianz Care, Medibank, nib, ahm) and their plans
Select an OSHC plan that meets Australian Student Visa requirements
Complete the application online through our platform or directly with the provider
Receive your OSHC certificate within 24-48 hours
Use your OSHC certificate when applying for your Australian Student Visa
Activate your coverage before arriving in Australia
Access healthcare services immediately upon arrival
Helpful Tips
Ensure your OSHC covers the entire duration of your course plus any bridging periods
Keep a digital copy of your OSHC certificate on your phone - you'll need it for visa applications
Understand waiting periods: pre-existing conditions and pregnancy services typically have 12-month waiting periods
Register with a local GP (General Practitioner) upon arrival - many OSHC providers have direct billing networks
Download your provider's mobile app for easy claims and policy management
Save emergency contact numbers: 000 for emergencies, and your OSHC provider's 24/7 hotline
Compare providers based on network size, support languages, and additional benefits like mental health coverage